Carrying cash or even settling payments immediately has become fairly outdated concepts at this point in time. Even if we do not have enough money with us, we can buy anything we like and pay for those according to our convenience. This feature has been widely promoted by the renowned online payment app MobiKwik. It is India’s largest Buy Now Pay Later (BNPL) company backed by its flagship product Zip. With Pay Later, you can shop for anything you want, whenever you need and then just pay for it later. Apart from this primary function, the MobiKwik Zip payment method has made a user’s life easier in other ways, enhancing cashless payments for upcoming digital India.
What is MobiKwik Zip?
Today’s urban day and age is familiar with the brand, MobiKwik. It is the fastest-growing online payment platform in the country. With about 100+ million active users, the app has brought a revolution in digital monetary transactions. It serves as an effective and efficient facilitator for online payments and is the most useful indigenous fintech brand that has propagated the concept of digital transactions. Apart from being just an eWallet, MobiKwik also offers services like payment gateway, wealth management including Mutual Fund & Digital Gold; lending, gift cards and more!
An online credit card concept has been around in the market for a very long time, but MobiKwik has modified and molded it into an advanced tech-finance feature. Zip by MobiKwik is a special service which acts as an online credit card which reduces unnecessary hassle over money matters and payment situations. You do not have to carry any cash or credit cards with you on the go and can simply pay any bill with the Zip feature. The amount gets deducted from your Zip balance, and you can settle the credit amount later. The limits of this virtual credit card can be extended as you transact more, which is not applicable for the physical credit cards. The whole procedure of processing and transaction happens in the wink of an eye. Now you can enjoy smart payments anywhere, anytime.
Buy now, pay later!
It sure sounds incredible how MobiKwik Zip has made it possible for you to settle your payments later. The ones who are already active users of the app have been well acquainted with its benefits, and the rest must download and register to the app now. It is a time-saving mobile payment getaway indeed!
Some of the intriguing features that enable you to pay later using the Zip feature are:
- Immediate credit: With the MobiKwik Zip feature, you will always have steady money at your hand and can access it whenever required. Users get a credit limit up to Rs 30,000 which means no more worrying about carrying heaps of cash or stacks of credit cards with you everywhere. Your digital wallet will be full with the allotted amount of money. Your safety can be guaranteed too, as these functions are online and can be performed via a simple smartphone which is always with us nowadays.
- Propagation of the Zip feature: MobiKwik Zip being a time-saving and cost-effective solution to all things money, has found a steady market among numerous shopping malls, stores, shops, even roadside stalls too. Businessmen and traders all around India have accepted and propagated the Zip feature further – from your local grocery store to your salon, stationery shops, eateries, restaurants, etcetera; everyone has embraced this technology-friendly way of payment. Therefore, you can use it whenever, wherever you need to.
- Convenient repayment options: MobiKwik enables easy repayment features to keep your digital wallet full, and your Zip credit is settled regularly. It is an easy-to-understand method that lets the customers use the remaining unused amount when and if necessary. The invoice generated for spending this money is two times a month – once on the 1st and the other on the 16th. So there are two clear divisions between the money to be repaid. It is divided into two parts for easy calculations. The money spent between the 16th to 30th or 31st of the month is recorded in the invoice generated on the 1st and for that spent between 1st and 15th, the invoice is generated on the 16th. Thus, you can always track how much you are spending each month, and no confusions take place regarding the amount used or to be repaid whatsoever.
- Charge-free credit cards: While a physical credit card charges for the credit facilities, the Zip virtual credit card does not follow the same. Your credit via MobiKwik Zip is completely credit free if the bill is settled on time.
Therefore, MobiKwik Zip has made the buy now, pay later concept and brought it to life. You can now opt for the app and register on it to avail all these excellent user-friendly features. It is worth a shot!
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