In a financial bind? Then, the offers to avail of quick microloans by downloading an app and filling up just one online form would be highly tempting. Don’t fall into this trap. Most of these apps have been set up by Chinese scammers who use the programme to get into their client’s phone, steal their personal data and use it to extort money. In the past year, Gujarat police have identified 885 such apps and got 419 removed from a known android market.